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Frequently Asked Question About Klarna Payments

How does Klarna workKlarna’s most popular payment plan, Pay in 4, lets shoppers split their purchase into four equal installments to be paid every two weeks, with the first due at checkout. For example, if your purchase costs $200, you would pay $50 at checkout.

At checkout, the customer selects Klarna as their payment method. They will then see the option to pay using 4 Installments along with the cost and payment schedule.

Klarna doesn’t set a minimum credit score to qualify for financing. Actually, it’s possible to get credit with no prior history. If you choose to four interest-free installment payments, the company may conduct a soft credit pull

You are able to make a payment for your Klarna credit statement any time between the 4th and up until the last calendar day of the month. If the payment options ‘Pay early‘ or ‘Pay now’ are available for that purchase just follow the prompts to pay earlier.

We have no set limits. It’s case by case.

Are new to credit and do not qualify for a credit card. You may find Klarna easier to qualify for than a credit card. The company considers your credit score in addition to other factors, but there’s no minimum score required. Have a credit card but don’t have a high credit limit.
 
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